Track Your Spending

If you already have a budget or just know you need one, keeping close track of what you've spent and what you've spent it on, is half the battle.

The Australian Government's MoneySmart 'Track Your Spending' is a way to take control of your money. Knowing where your money goes can help you spend less and save more.

It needs a little bit of discipline but so does budgeting. The reward for your effort is a better understanding of your overall finances. It will help you know exactly how much you are spending and where can you set some goals or limits to ensure you are making the most of your money. This can improve your bigger picture every month.

Better Place Australia free financial counselling

Better Place Australia free financial counselling and mediation services are available to people who have money troubles and live in one of the many government funded areas across Victoria. First step is to enquire online or request an appointment.

For more real stories about people with financial troubles and how Better Place Australia financial counsellors mediated for them, go to the Financial First Aid home page and scroll down to Real Stories.