Track My Spend
If you already have a budget or just know you need one, keeping close track of what you've spent and what you've spent on is half the battle.
The ASIC MoneySmart 'Track my Spend ' app helps you puts a convenient record straight in to your smartphone. It's easy to enter each transaction as it happens so you quickly build up a detailed history of spending across different expense
It needs a little bit of discipline but so does budgeting and the reward for your effort is a better understanding of your overall finances. Only when you know exactly how much you are spending and where can you set some goals or limits to ensure you are making the most of your money, improving your bigger picture every month.
The app works on Apple and Android smartphones, and further information is available here .