Credit Card Help
Paying just the minimum monthly balance on your credit card is a slow and expensive way to reduce the debt, but if you can't afford even the minimum then it can cost you further in fees and charges.
If you fall behind, ultimately the bank may start legal action to recover money from you.
Its always best to speak to your bank early, as soon as you find yourself in financial trouble. By acknowledging you are in hardship the Bank can apply hardship assistance.