Is it financial abuse? — Where to get help

When gambling and money problems mix, sometimes it goes beyond stress — it becomesfinancial abuse. Financial abuse happens when a person you are in a relationship with controls your money, debts or access to resources in a way that leaves you feeling scared, stuck or powerless.

You might not call it abuse at first, but if it’s making you feel unsafe or trapped, that’s a sign to reach out for help.

What financial abuse can look like

Financial abuse can involve:

• Taking or using your money without permission.
• Pressuring you to hand over cash or access to accounts.
• Lying about gambling losses or hiding financial information.
• Taking out loans, credit cards or contracts in your name.
• Controlling your income, Centrelink payments or spending.
• Making you feel guilty or frightened if you say no.

These behaviours are not your fault. They can be a form of family violence, and help is available. Sometimes it can be hard to tell where gambling harm ends, and family violence begins. Talking with a professional can help you make sense of the situation and find safe, confidential support.

Staying safe

If you’re worried about your safety or control over your money, there are steps you can take:

• Trust your instincts. If something feels wrong, it probably is.
• Keep important items safe. Store ID, bank cards and documents somewhere secure.
• Use a safe device to look for help — try a friend’s phone or a library computer if needed.
• Talk to a professional. Family violence workers and financial counsellors can help you plan safely and confidentially.
• Have a plan. Know where you could go and who you could call if you ever need to leave quickly.

If you ever feel in immediate danger, call000.

Services that can help

You don’t have to face this alone. Free and confidential help is available:

• 1800 RESPECT (1800 737 732): 24-hour national family violence and financial abuse support.
• Safe Steps (1800 015 188): Crisis support and safety planning for women and children (Victoria).
• Men’s Referral Service (1300 766 491): Support for men who are using or experiencing family violence.
• Better Place (1800 639 523): Free, confidential financial counselling and specialist counselling support.

Taking the next step

You don’t have to wait until things get worse. Reaching out for help is about getting your safety and control back — not about blame or judgment.

Support is free, confidential, and available whenever you’re ready.

Speak to someone today

If gambling and money issues are making you feel unsafe or pressured, talk to someone today.

Free, confidential financial counselling is available, by calling Better Place Australia on 1800 639 523.