Received a Letter of Demand?

Unpaid bills or debts will usually earn you a few reminder notices but eventually you might receive a Letter of Demand or Final Notice as a warning or threat of impending legal action.
Unpaid bills or debts will usually earn you a few reminder notices but eventually you might receive a Letter of Demand or Final Notice as a warning or threat of impending legal action.
A payment by instalments or lump sum payment with agreement by the credit provider in writing can stop the legal action.
If you have no income, are unable to pay anything and have very few assets. They may view further legal action not worth pursuing. Centrelink benefits are protected income and can’t be taken in debt judgements.
Seek legal advice if you wish to argue the matter in court. You may end up owing a lot more if unsuccessful.
While some ‘Letters of Demand’ are not followed up with actual legal action, you take a risk that action and further costs may result.